Q. We will be out of debt this month, but i have found out recently that paying off your debt wont really change your credit until you start to rebuild, so i want to go ahead and start to see what kind of home loans/ VA loan i can be approved for. However, i want to know if applying and being denied or applying too many times will effect my credit. This will be our first home so I want to look around to get the best offer, but i dont want that to look bad on my credit. My husband is military so VA loan is a possability too. Please let me know if you have any info. Thanks
Can you get a quote on an interest rate without it effecting your credit so you know what to expect before you actualy apply for a loan? Like doing the qoutes online through certian compainies, will that effect my credit?
Does pre-qualifying effect you credit?
My husband is on active duty in Arizona right now, but were from Mississippi so were living out here but were going back to Mississippi at the end of the year, we have no home there so we have reseach everything out here before we go home, thats were some of the problems start. how do you get pre-qualified from across the country?
Can you get a quote on an interest rate without it effecting your credit so you know what to expect before you actualy apply for a loan? Like doing the qoutes online through certian compainies, will that effect my credit?
Does pre-qualifying effect you credit?
My husband is on active duty in Arizona right now, but were from Mississippi so were living out here but were going back to Mississippi at the end of the year, we have no home there so we have reseach everything out here before we go home, thats were some of the problems start. how do you get pre-qualified from across the country?
A. Well, first of all, go to a Mortgage Company and get pre-qualified.
They will look over all your expenses (bills) and assets (income) and see if you can even buy a house. They will also determine how much house you can buy. No sense falling in Love with a 150,000.00 house if you only qualify for a 80,000.00 house.
Then go from there. OH, also if the first Mortgage Company denies you, try another one. I had this experience and almost quit looking; then I tried another company and they qualified me and also financed me.
Good luck.
They will look over all your expenses (bills) and assets (income) and see if you can even buy a house. They will also determine how much house you can buy. No sense falling in Love with a 150,000.00 house if you only qualify for a 80,000.00 house.
Then go from there. OH, also if the first Mortgage Company denies you, try another one. I had this experience and almost quit looking; then I tried another company and they qualified me and also financed me.
Good luck.
where can I go to get a loan, I kinda have bad credit and I am stationed at fort bragg north carolina?
Q. I have bad credit and I need a loan where is a loan office that will give me one thats located near me, my co signer is in the military but he dont have that good of credit eother...
A. http://www.expert-credit-advice.com/affiliate/redir.php?id=118
they answer questions for free
they answer questions for free
Are their any reputable companies that offer personal loans for military veterans?
Q. My husband was looking for a personal loan (to pay off some bad debt quickly, before it ruins his score) but we can't find anyone who specializes in Military Veterans for personal loans. I know that Pioneer Military Loans offers good loans but those are for active duty or career retired and my husband did not retire (he instead was honorably discharged after 6 years service). We live in Washington State if you know of any here.
A. USAA does banking for military veterans. They also offer insurance and lots of other services. I got 2 car loans through USAA. They are still pretty strict with giving out loans however. You still have to have decent credit and a steady income.
what would be the best way to buy a new car with bad credit?
Q. I'm just getting out of a marriage and because of my marriage I have bad credit. I gave my soon to be ex our car and I'm wanting to buy a 2011 camaro. I'm military and I can afford the payments, but I have a credit score of 572. Is there any programs our places that will let me get a car note with a credit score like that? Also, I made my payments on time every time for my old car.
A. you should have been careful when getting married. first of all go to a bank and pull up your credit report. a list of vendors will show why you have a bad score. call them up and give them a sobb story and negotiate with them as well. They will eventually let you know what steps to take to clear your name. Your score should jump to 650+ after all of that. Then the military has their own Credit Union which will give you a great loan but only after you negotiated with the previous lendors.
Also they love to see a big down payment. For that car I would say somewhere around 10k which will also bring your APR down.
Also they love to see a big down payment. For that car I would say somewhere around 10k which will also bring your APR down.
Are there any kind of military loans?
Q. Is there a loan that you can get if you are in the military that they take out of your pay or something for people they have with bad credit? I wanted to look into this for me to get a car financed. Please help!
A. No.
You'll find no shortage of thieving, cheating card dealers right outside the gate of any military base who offer you "easy" financing. Stay away from them like the plague.
Try the credit union on base.
You'll find no shortage of thieving, cheating card dealers right outside the gate of any military base who offer you "easy" financing. Stay away from them like the plague.
Try the credit union on base.
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